Boat and leisure vehicle finance in Jersey and Guernsey.
Jersey and Guernsey's coastal location makes boat ownership popular, and leisure vehicles are a common sight across the islands. Whether you are buying a sailing boat in St Helier Marina, a motorboat in St Peter Port, or a motorhome for visiting relatives on the mainland, we find specialist finance for leisure vehicles and marine craft.
- Finance for boats, motorboats, sailing vessels, and leisure vehicles in one place
- Specialist lenders familiar with marine finance and Channel Islands use
- Own your vessel or vehicle outright with a personal or secured loan
- Flexible terms from 1 to 10 years depending on the purchase value
- Competitive rates even for large marine purchases
- Soft credit check only during the comparison stage
Quick facts
No obligation. Soft credit check only.
How it works
Tell us about your purchase
Share the type of vessel or vehicle, purchase price, and how much you want to borrow. No credit check at this stage.
We find specialist lenders
We compare lenders with marine and leisure vehicle experience, including those familiar with Channel Islands mooring and registration requirements.
Funds released and purchase completed
Once approved, funds are paid to you or the seller. Most applications receive a decision within 48 hours.
Who can apply?
- Jersey or Guernsey resident aged 18 or over
- Provable income to support repayments
- Both new and pre-owned boats and leisure vehicles eligible
- Marine craft with or without existing mooring in Jersey or Guernsey
- Motorhomes, campervans, and caravans also eligible
- Good credit preferred, but specialist lenders available for varied credit histories
Not sure if you qualify? Request a call back — we will tell you honestly what your options are before you apply.
Ready to get started?
Two ways to begin — choose whichever suits you best.
Soft credit check only
No obligation
Decision within 48 hours
Common questions
Some lenders will consider finance for boats moored in UK or European ports if you are a Channel Islands resident. We will check eligibility when you enquire.
Marine finance can be arranged as an unsecured personal loan or as a secured loan against the vessel itself. Secured loans typically offer lower rates for larger purchases.
Most lenders require comprehensive marine insurance as a condition of the loan. We will confirm the specific requirements when we match you with a lender.
Yes. Motorhomes and campervans are eligible for leisure vehicle finance. The same process applies — tell us the vehicle and purchase price and we will search the market.
For larger marine purchases, secured finance can reach £200,000 or more. The maximum depends on the vessel value and your financial profile.
Ready to take the next step?
Complete a full application online or request a call back and we will do the searching for you.
No obligation. Soft credit check only.
Secure application
Apply Online
Complete your full loan application below. Your information is handled securely and sent directly to our team.
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We've opened an email in your mail app with your application details. Just press Send to submit it, and a member of our team will review it and contact you within one business day to discuss next steps.
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Free, no-obligation
Request a Call Back
Leave your details and a member of our team will call you back within one business day. No obligation, no credit check.
Almost done — press Send
We've opened an email in your mail app with your details. Just press Send to complete your request, and a member of our team will call you back within one business day.
Something went wrong. Please try again or email us at info@nowagogo.com.