Asset finance for Jersey and Guernsey businesses.
Buying equipment, machinery, or technology outright ties up cash that your business could deploy elsewhere. Business asset finance lets you spread the cost of acquiring assets over their useful life, preserving your cash flow and matching payments to the revenue the asset generates. We connect Jersey and Guernsey businesses with asset lenders who can move quickly.
- Preserve cash flow by spreading asset costs over monthly payments
- Match repayments to the revenue the asset generates for your business
- Tax-efficient — certain structures allow you to offset payments against profits
- Wide range of asset types eligible, from IT equipment to specialist machinery
- Faster decisions than traditional bank equipment loans
- Both hire purchase and finance lease options available through our panel
Quick facts
No obligation. Soft credit check only.
How it works
Tell us about the asset and your business
Share the asset type, purchase price, and how it will be used. No credit check at this stage.
We find the right asset finance structure
We compare hire purchase, finance lease, and operating lease options from Channel Islands and specialist UK lenders to find the best fit.
Asset acquired, business grows
Once approved, the lender pays the supplier directly. You receive the asset and begin making repayments on your agreed schedule.
Who can apply?
- Business registered or trading in Jersey or Guernsey
- At least 12 months of trading history preferred
- Asset must be for legitimate business use
- Both hard assets (machinery, vehicles) and soft assets (software, IT) considered
- Personal guarantee from a director may be required for smaller businesses
- Start-ups considered on a case-by-case basis with a strong business plan
Not sure if you qualify? Request a call back — we will tell you honestly what your options are before you apply.
Ready to get started?
Two ways to begin — choose whichever suits you best.
Soft credit check only
No obligation
Decision within 48 hours
Common questions
Most business assets are eligible, including machinery, vehicles, computers, catering equipment, and medical equipment. Some lenders also consider intangible assets such as software licences.
With hire purchase, you own the asset at the end of the term. With a finance lease, the lender retains ownership but you use the asset. Tax treatment differs between the two structures.
Yes. Sale-and-leaseback allows you to sell an asset to a finance company and lease it back. This releases capital from assets you already own while retaining use of them.
Some lenders offer technology finance for hardware and software. Channel Islands businesses investing in fintech or practice management systems may be eligible.
It is possible, particularly if the directors have strong personal credit and a credible business plan. We will identify lenders who consider start-ups for asset finance.
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Ready to take the next step?
Complete a full application online or request a call back and we will do the searching for you.
No obligation. Soft credit check only.
Secure application
Apply Online
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Request a Call Back
Leave your details and a member of our team will call you back within one business day. No obligation, no credit check.
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We've opened an email in your mail app with your details. Just press Send to complete your request, and a member of our team will call you back within one business day.
Something went wrong. Please try again or email us at info@nowagogo.com.