Buy your home in Jersey or Guernsey.
The Channel Islands property market moves fast and prices are among the highest in the British Isles. We connect you with Jersey-based lenders and Channel Islands banks who understand local valuations, share transfer properties, and freehold titles. Most of our clients receive a lending decision often within days of applying.
- Access lenders who specialise in Jersey and Guernsey property types, including share transfer
- Comparing several lenders means you see competitive rates, not just one lender's offering
- Enquiring through us involves no credit check, so comparing leaves your credit file untouched
- Dedicated case manager guides you from application through to completion
- Options available if you have a small deposit or a less-than-perfect credit history
- Fast decisions so you can move quickly in a competitive island property market
Purchase at a glance
No obligation. No credit check to enquire.
Who Jersey lenders will consider
- Jersey or Guernsey resident, or relocating to the islands
- Minimum deposit typically 10%, though options exist for smaller deposits
- Provable income from employment, self-employment, or other sources
- Property must be located in Jersey or Guernsey
- Both first-time buyers and existing homeowners are welcome to apply
- Poor credit history considered — specialist lenders available
Not sure if you qualify? Request a call back — we will tell you honestly what your options are before you apply. Unfamiliar with any of the terms above? Loan terms explained.
Ready to get started?
Two ways to begin — choose whichever suits you best.
No credit check to enquire
No obligation
Decision often within days
From offer to completion
Tell us about your purchase
Complete a short online form with details about the property, your deposit, and your income. No credit check at this stage.
We search the market
We compare rates and terms from Jersey-based lenders and Channel Islands banks to find the best fit for your situation.
You receive your offer
Once approved, you receive a mortgage offer to present to your advocate. We handle the lender paperwork throughout.
Buying questions we get asked
Yes. Several Channel Islands lenders offer mortgages on share transfer properties. We match you with lenders who are comfortable with this type of tenure.
Most clients receive a decision in principle often within days. Full completion typically takes 4 to 8 weeks, depending on the advocate and lender.
Some lenders require residency, while others will consider applications from people relocating to the island. We will match you with the right lender for your situation.
Most lenders require at least 10% of the purchase price. Given Jersey property values, this can be significant — we can help you explore options if your deposit is smaller.
No. We are an introducer. We search the Channel Islands market and refer you to a regulated lender or broker who arranges your mortgage.
Ready to talk about the property?
Complete a full application online or request a call back and we will do the searching for you.
No obligation. No credit check to enquire.
Secure application
Apply Online
Complete your full loan application below. Your information is handled securely and sent directly to our team.
Application received — thank you
We've received your application details. A member of our team will review it and contact you within one business day to discuss next steps.
Something went wrong. Please try again or email info@nowagogo.com.
Free, no-obligation
Request a Call Back
Leave your details and a member of our team will call you back within one business day. No obligation, no credit check.
Request received — thank you
We've received your details and a member of our team will call you back within one business day.
Something went wrong. Please try again or email us at info@nowagogo.com.