Bridging finance for Jersey property buyers.
Jersey's property market is competitive. When you find the right home, you cannot always wait for your current sale to complete. A bridging loan gives you short-term finance to secure a purchase quickly, which you then repay when your existing property sells or longer-term finance is arranged. We connect you with Channel Islands lenders who can move as fast as the market demands.
- Secure a property purchase before your existing sale completes
- Faster than a traditional mortgage — funds available in days, not months
- Useful for auction purchases, probate properties, or chain breaks
- Flexible terms from one month up to 24 months
- Interest can often be rolled up, so no monthly repayments during the term
- Available on a range of Channel Islands property types, including share transfer
Quick facts
No obligation. Soft credit check only.
How it works
Share your purchase and exit details
Tell us the purchase price, your deposit, and how you plan to repay the bridge (sale of existing property or remortgage). No credit check at this stage.
We find your bridging lender
We compare bridging lenders active in Jersey and Guernsey and present the most competitive rate and terms for your scenario.
Funds released and deal secured
Bridging lenders can move quickly. Many Jersey bridging loans complete within 5 to 10 working days from application.
Who can apply?
- Jersey or Guernsey resident, or purchasing island property from overseas
- Clear and credible exit strategy (sale or remortgage)
- Property must be in Jersey or Guernsey
- Sufficient equity in existing property or deposit for the purchase
- Both residential and investment property purposes considered
- First-time buyers using bridging finance considered on a case-by-case basis
Not sure if you qualify? Request a call back — we will tell you honestly what your options are before you apply.
Ready to get started?
Two ways to begin — choose whichever suits you best.
Soft credit check only
No obligation
Decision within 48 hours
Common questions
Many bridging loans complete in 5 to 10 working days. Speed depends on how quickly the legal work and valuation can be arranged.
An exit strategy is how you will repay the bridge — typically the sale of your current property or a remortgage. Lenders require a credible plan before approving any bridging loan.
Yes, bridging rates are higher because the loan is short-term and arranged quickly. However, you only pay interest for the months the bridge is in place.
Yes. Bridging loans are well-suited to auction purchases where completion is required within 28 days. We can connect you with lenders experienced in auction finance.
Most lenders will discuss an extension if your exit is delayed. It is important to communicate early. We will help you manage that conversation if needed.
Ready to take the next step?
Complete a full application online or request a call back and we will do the searching for you.
No obligation. Soft credit check only.
Secure application
Apply Online
Complete your full loan application below. Your information is handled securely and sent directly to our team.
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Free, no-obligation
Request a Call Back
Leave your details and a member of our team will call you back within one business day. No obligation, no credit check.
Almost done — press Send
We've opened an email in your mail app with your details. Just press Send to complete your request, and a member of our team will call you back within one business day.
Something went wrong. Please try again or email us at info@nowagogo.com.