Loans & Finance
Loans and Mortgages in Guernsey
Guernsey is not Jersey with a different postcode. The Local Market and Open Market split changes who can buy a property and which lenders will touch it, conveyancing runs through the Royal Court, and the island has its own regulator. We search the whole Channel Islands market — including Guernsey-based lenders and brokers — and match you to the ones who actually understand the Bailiwick.
Choose your loan type
Personal Loans Guernsey
Borrow for any purpose, anywhere in the Bailiwick.
Amount: £1,000 — £50,000
Term: 1 — 7 years
Guernsey Home Loans & Mortgages
Local Market or Open Market — we know which lenders do both.
Amount: £200,000 — £3,000,000
Term: 5 — 35 years
Bridging Finance Guernsey
Short-term funding when the chain will not wait.
Amount: £100,000 — £5,000,000
Term: 1 — 24 months
Remortgage Guernsey
Move lender, raise capital, or come off a rate that has expired.
Amount: £150,000 — £3,000,000
Term: 5 — 35 years
Buy-to-Let Mortgages Guernsey
Finance for Guernsey rental property.
Amount: £150,000 — £2,000,000
Term: 5 — 30 years
Equity Release Guernsey
Access the value in your home without selling it.
Amount: Depends on age and property value
Term: Until you die or move into long-term care
Why use Best Loans Jersey?
We search the whole Channel Islands market. You get the best rate without the legwork.
48hrs
Typical decision
Whole mkt
Not one lender
Soft check
No score impact
Poor credit
Options available
Borrowing in Jersey?
Jersey is a separate jurisdiction with different lending criteria and different residential status rules.
Free, no-obligation
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