Loans & Finance
Loans and Mortgages in Guernsey
Guernsey is not Jersey with a different postcode. The Local Market and Open Market split changes who can buy a property and which lenders will touch it, conveyancing runs through the Royal Court, and the island has its own regulator. We search the whole Channel Islands market — including Guernsey-based lenders and brokers — and match you to the ones who actually understand the Bailiwick.
Choose your loan type
Personal Loans Guernsey
Borrow for any purpose, anywhere in the Bailiwick.
Amount: £1,000 — £50,000
Term: 1 — 7 years
Guernsey Home Loans & Mortgages
Local Market or Open Market — we know which lenders do both.
Amount: £200,000 — £3,000,000
Term: 5 — 35 years
Bridging Finance Guernsey
Short-term funding when the chain will not wait.
Amount: £100,000 — £5,000,000
Term: 1 — 24 months
Remortgage Guernsey
Move lender, raise capital, or come off a rate that has expired.
Amount: £150,000 — £3,000,000
Term: 5 — 35 years
Buy-to-Let Mortgages Guernsey
Finance for Guernsey rental property.
Amount: £150,000 — £2,000,000
Term: 5 — 30 years
Equity Release Guernsey
Access the value in your home without selling it.
Amount: Depends on age and property value
Term: Until you die or move into long-term care
Why use Best Loans Jersey?
We search the whole Channel Islands market. You get the best rate without the legwork.
1 day
Call back within
Several
Lenders compared
No
Credit check to enquire
Poor credit
Options available
Borrowing in Jersey?
Jersey is a separate jurisdiction with different lending criteria and different residential status rules.
Free, no-obligation
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