University and tuition loans for Channel Islands students.
Students from Jersey and Guernsey are not eligible for UK student finance in the same way as mainland students. Funding university tuition, accommodation, and living costs often falls to the student and their family. We connect Channel Islands families with personal loan providers who can help bridge the gap between grants, States funding, and the true cost of a university education.
- Bridge the gap between States grants and the total cost of a university course
- Fixed monthly repayments that start after your course ends, in some cases
- Available for undergraduate, postgraduate, and professional courses
- Parents can apply on behalf of a student with joint repayment options
- Whole-of-market comparison to find the most affordable loan for your situation
- Funds can cover tuition, accommodation, and living costs
Quick facts
No obligation. Soft credit check only.
How it works
Tell us the course and funding gap
Share the course start date, total cost, and how much States funding or grants you have received. Soft credit check only at this stage.
We find education finance options
We compare personal loan rates from Channel Islands lenders and specialist education finance providers, selecting the most affordable options.
Funds support your studies
Once approved, funds can be released annually or as a lump sum, depending on the lender and your preference.
Who can apply?
- Jersey or Guernsey resident, or parent of a Channel Islands student
- Student accepted at a recognised university or college
- Applicant aged 18 or over (parent can apply on a student's behalf)
- Provable income to support repayments
- Both undergraduate and postgraduate courses eligible
- Distance learning and professional qualification courses also considered
Not sure if you qualify? Request a call back — we will tell you honestly what your options are before you apply.
Ready to get started?
Two ways to begin — choose whichever suits you best.
Soft credit check only
No obligation
Decision within 48 hours
Common questions
Jersey and Guernsey are Crown Dependencies, not part of the UK. Students from the islands do not qualify for UK Student Finance England or equivalent schemes.
Jersey offers means-tested student finance for higher education. The level of support depends on parental income. We recommend checking gov.je for current grant levels before applying for a loan.
Yes. Many families find it more practical for a parent to take a personal loan in their own name. Joint applications are also possible if parents and students both have income.
Yes. A personal loan can be used for any education-related costs, including accommodation, travel, books, and living expenses during term time.
You remain responsible for repaying the loan regardless of whether you complete the course. It is worth considering loan protection insurance when you apply.
Ready to take the next step?
Complete a full application online or request a call back and we will do the searching for you.
No obligation. Soft credit check only.
Secure application
Apply Online
Complete your full loan application below. Your information is handled securely and sent directly to our team.
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Free, no-obligation
Request a Call Back
Leave your details and a member of our team will call you back within one business day. No obligation, no credit check.
Almost done — press Send
We've opened an email in your mail app with your details. Just press Send to complete your request, and a member of our team will call you back within one business day.
Something went wrong. Please try again or email us at info@nowagogo.com.