Equipment financing for Channel Islands businesses.
From catering equipment in a St Helier restaurant to precision machinery in a manufacturing unit in the Vale, the right equipment is essential for productivity and quality. Equipment financing spreads the purchase cost over monthly payments, so you acquire what you need today and pay for it as it earns for your business.
- Acquire essential equipment without a large upfront capital outlay
- Fixed monthly payments make budgeting predictable
- Equipment begins generating revenue before you have finished paying for it
- Both new and refurbished equipment eligible in most categories
- Lenders pay the supplier directly — no need to wait for loan funds to clear
- Specialist lenders with experience in medical, catering, and industrial equipment
Equipment terms
No obligation. Soft credit check only.
Getting equipment funded
Tell us what equipment you need
Share the supplier quote, equipment type, and business details. No credit check at this stage.
We find your equipment lender
We compare equipment finance providers across the Channel Islands and UK, choosing lenders familiar with your industry and equipment type.
Equipment delivered, payments begin
The lender pays the supplier. Equipment is delivered to your premises and you begin making agreed monthly payments.
Who can fund equipment this way
- Business registered or trading in Jersey or Guernsey
- Equipment must be for business use
- Both new and used equipment from registered suppliers eligible
- A minimum of 12 months' trading history is typically required
- Wide range of industries accepted, including hospitality, construction, and healthcare
- Personal guarantee may be required for smaller or newer businesses
Not sure if you qualify? Request a call back — we will tell you honestly what your options are before you apply. Unfamiliar with any of the terms above? Loan terms explained.
Ready to get started?
Two ways to begin — choose whichever suits you best.
Soft credit check only
No obligation
Decision within 48 hours
Equipment finance answered
Yes. With most equipment finance products, the lender pays the supplier directly once you have accepted the finance offer. You receive the equipment and repay the lender monthly.
Many lenders accept refurbished equipment from reputable suppliers. The equipment must be in good working order and have a verifiable purchase price.
You remain responsible for maintaining the equipment and keeping it operational. We recommend arranging an appropriate maintenance contract with your supplier when you purchase.
Some lenders offer upgrade options during the term. Alternatively, you can settle the existing agreement early and arrange new finance for updated equipment.
Yes. We work with specialist lenders who have experience in healthcare equipment finance, including dental chairs, diagnostic equipment, and practice management systems.
Other ways to fund assets
Ready to talk about the business?
Complete a full application online or request a call back and we will do the searching for you.
No obligation. Soft credit check only.
Secure application
Apply Online
Complete your full loan application below. Your information is handled securely and sent directly to our team.
Application received — thank you
We've received your application details. A member of our team will review it and contact you within one business day to discuss next steps.
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Free, no-obligation
Request a Call Back
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Something went wrong. Please try again or email us at info@nowagogo.com.