Fleet finance for Jersey and Guernsey businesses.
Managing a fleet of vehicles in Jersey or Guernsey is expensive when each vehicle is financed separately. Fleet loans bundle your vehicle requirements into a single facility, simplifying your administration and often securing a more competitive rate than individual vehicle finance. We find lenders who understand Channel Islands operating environments.
- Single facility covers your entire fleet, reducing administration costs
- Often achieves a better rate per vehicle than financing individually
- Includes cars, vans, trucks, and specialist vehicles in a single agreement
- Fleet reporting and management tools available through some lenders
- Fixed monthly costs help you budget accurately for your transport expenses
- New additions to the fleet can often be added to the existing facility
Quick facts
No obligation. Soft credit check only.
How it works
Share your fleet requirements
Tell us the number of vehicles, types, total purchase value, and your business details. No credit check at this stage.
We source fleet finance offers
We compare fleet finance products from lenders active in Jersey and Guernsey, including those with dedicated fleet management experience.
Fleet delivered and facility in place
Once approved, vehicles are ordered and delivered on your schedule. You make fixed monthly payments against the fleet facility.
Who can apply?
- Business registered or trading in Jersey or Guernsey
- Minimum fleet of 3 vehicles typically required
- Vehicles must be for business use
- At least 2 years of trading history preferred
- Both owned and leased fleet structures available
- Mixed fleets (cars and vans) eligible within a single facility
Not sure if you qualify? Request a call back — we will tell you honestly what your options are before you apply.
Ready to get started?
Two ways to begin — choose whichever suits you best.
Soft credit check only
No obligation
Decision within 48 hours
Common questions
Fleet finance covers company cars, vans, light commercial vehicles, trucks, and specialist vehicles such as refrigerated units or welfare vehicles.
Most fleet facilities allow you to add vehicles during the term, subject to lender approval and your facility limit. This avoids the need to renegotiate every time you expand.
It depends on whether you want to own the vehicles or simply use them. Fleet finance (hire purchase) leads to ownership; leasing means you return the vehicles at the end. Both have tax implications — speak to your accountant.
Yes. Electric vehicles are eligible. Channel Islands businesses moving to an electric fleet may benefit from local incentive schemes — check with your island government for current offers.
No. Smaller businesses with 3 to 10 vehicles can access fleet finance without a dedicated fleet manager. The lender simply deals with the business owner or finance director.
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No obligation. Soft credit check only.
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