Motorcycle finance in Jersey and Guernsey.
Jersey and Guernsey roads are well-suited to motorcycles, and a dedicated motorcycle loan means you own your bike outright from the moment you collect it. Whether you are buying a commuter scooter, a touring bike, or a performance machine, we search the Channel Islands market for the most competitive loan rate for your purchase.
- Own your motorcycle outright from day one — no mileage or modification restrictions
- Finance available for scooters, commuter bikes, touring motorcycles, and sports bikes
- Buy from any dealership or private seller in Jersey or Guernsey
- Competitive rates even if your credit history is not perfect
- Fixed monthly repayments for the full term
- Funds typically available within 48 hours of approval
Quick facts
No obligation. Soft credit check only.
How it works
Tell us the bike and your budget
Share the make, model, price, and how much you want to borrow. Soft credit check only at this stage.
We compare motorcycle loan offers
We search Channel Islands lenders for the best rate and term for your motorcycle purchase.
Funds arrive, you ride away
Once approved, funds are typically released within 48 hours. Pay the dealer or private seller and take ownership.
Who can apply?
- Jersey or Guernsey resident aged 18 or over
- Valid motorcycle licence or CBT certificate for relevant engine sizes
- Provable income to support repayments
- Both new and used motorcycles eligible
- Dealer and private purchases both accepted
- Poor credit history considered through specialist lenders
Not sure if you qualify? Request a call back — we will tell you honestly what your options are before you apply.
Ready to get started?
Two ways to begin — choose whichever suits you best.
Soft credit check only
No obligation
Decision within 48 hours
Common questions
Yes. Whether you are buying a 50cc scooter for commuting or a large tourer, we can search for suitable finance options across the Channel Islands.
You will need insurance in place before you collect your bike. Most lenders do not require proof of insurance before approval, but you cannot ride without it.
Some lenders will consider 100% finance for motorcycles if your credit profile is strong. We will confirm what is available when you enquire.
Electric motorcycles are eligible for finance through our panel. Channel Islands residents may also benefit from local incentive schemes — check with your parish authorities.
With a personal loan, you own the bike from day one. With hire purchase, the lender owns the bike until you make the final payment.
Ready to take the next step?
Complete a full application online or request a call back and we will do the searching for you.
No obligation. Soft credit check only.
Secure application
Apply Online
Complete your full loan application below. Your information is handled securely and sent directly to our team.
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We've opened an email in your mail app with your application details. Just press Send to submit it, and a member of our team will review it and contact you within one business day to discuss next steps.
Something went wrong. Please try again or email info@nowagogo.com.
Free, no-obligation
Request a Call Back
Leave your details and a member of our team will call you back within one business day. No obligation, no credit check.
Almost done — press Send
We've opened an email in your mail app with your details. Just press Send to complete your request, and a member of our team will call you back within one business day.
Something went wrong. Please try again or email us at info@nowagogo.com.