Motorcycle finance in Jersey and Guernsey.
Jersey and Guernsey roads are well-suited to motorcycles, and a dedicated motorcycle loan means you own your bike outright from the moment you collect it. Whether you are buying a commuter scooter, a touring bike, or a performance machine, we search the Channel Islands market for the most competitive loan rate for your purchase.
- Own your motorcycle outright from day one — no mileage or modification restrictions
- Finance available for scooters, commuter bikes, touring motorcycles, and sports bikes
- Buy from any dealership or private seller in Jersey or Guernsey
- Competitive rates even if your credit history is not perfect
- Fixed monthly repayments for the full term
- Funds typically available within days of approval, depending on the lender
Bike finance figures
No obligation. No credit check to enquire.
Getting a bike financed
Tell us the bike and your budget
Share the make, model, price, and how much you want to borrow. No credit check at this stage.
We compare motorcycle loan offers
We search Channel Islands lenders for the best rate and term for your motorcycle purchase.
Funds arrive, you ride away
Once approved, funds are typically released within days, depending on the lender. Pay the dealer or private seller and take ownership.
Who can finance a motorcycle
- Jersey or Guernsey resident aged 18 or over
- Valid motorcycle licence or CBT certificate for relevant engine sizes
- Provable income to support repayments
- Both new and used motorcycles eligible
- Dealer and private purchases both accepted
- Poor credit history considered through specialist lenders
Not sure if you qualify? Request a call back — we will tell you honestly what your options are before you apply. Unfamiliar with any of the terms above? Loan terms explained.
Ready to get started?
Two ways to begin — choose whichever suits you best.
No credit check to enquire
No obligation
Decision often within days
Motorcycle finance questions
Yes. Whether you are buying a 50cc scooter for commuting or a large tourer, we can search for suitable finance options across the Channel Islands.
You will need insurance in place before you collect your bike. Most lenders do not require proof of insurance before approval, but you cannot ride without it.
Some lenders will consider 100% finance for motorcycles if your credit profile is strong. We will confirm what is available when you enquire.
Electric motorcycles are eligible for finance through our panel. Channel Islands residents may also benefit from local incentive schemes — check with your parish authorities.
With a personal loan, you own the bike from day one. With hire purchase, the lender owns the bike until you make the final payment.
Work out the cost first
Check the monthly payment and total cost of a quote, convert a dealer's flat rate to an APR, and see what Vehicle Emissions Duty adds if you finance it.
Open the car finance calculatorReady to get the vehicle moving?
Complete a full application online or request a call back and we will do the searching for you.
No obligation. No credit check to enquire.
Secure application
Apply Online
Complete your full loan application below. Your information is handled securely and sent directly to our team.
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We've received your application details. A member of our team will review it and contact you within one business day to discuss next steps.
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Free, no-obligation
Request a Call Back
Leave your details and a member of our team will call you back within one business day. No obligation, no credit check.
Request received — thank you
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Something went wrong. Please try again or email us at info@nowagogo.com.