Home Loans Guides

Guides on buying, remortgaging, and improving property in Jersey and Guernsey. Written for Channel Islands homeowners and first-time buyers.

Home Loans 6 min read

Mortgage Lenders in Jersey: Who Lends on the Island

Residential status, share transfer, stamp duty relief and recent prices: the Jersey-specific points that shape which mortgage lenders will consider you.

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Home Loans 6 min read

Mortgage Brokers in Jersey: What They Do for Buyers

Residential status, purchase taxes, fees and the new consumer credit rules: what to expect from a Jersey mortgage broker and what to ask before you sign up.

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Home Loans 6 min read

Kitchen Finance in Jersey: Paying for a New Kitchen

Unsecured loan, secured borrowing or retailer credit: which suits a Jersey kitchen refit, what your fitter owes you in law, and the figures to compare first.

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Home Loans 7 min read

First-Time Buyer's Guide to Property Purchase Loans in Jersey

Buying your first home in Jersey is exciting but complex. This guide walks you through how property purchase loans work in the Channel Islands and what lenders look for.

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Home Loans 6 min read

Home Improvement Loans in Jersey: Funding Renovations

Secured or unsecured, planning or no planning: how residential status, Jersey permissions and a builder's quote shape the renovation loan you can get.

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Home Loans 6 min read

First-Time Buyer Support in Jersey: What Is Available

The three things that shape a first purchase in Jersey: your residential status, the reduced first-time buyer stamp duty, and the government's Assisted Purchase Pathway.

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